Mortgages and protection

Helping you get on the property ladder (or take a step up)

Whether you are a first time buyer, taking a step up the property ladder, investing in property or re-mortgaging, finding the right mortgage can seem like a confusing and daunting process.

But when it’s one of the biggest financial commitments you will make in your lifetime, you want to get it right.

Our mortgage and protection advisers will take the time to understand your circumstances. They will sift through a range of lenders and mortgages. And most importantly, they will help identify the right mortgage for you, as well as providing advice on how to protect you and your family in case anything unexpected happens.

Contact us on 0330 332 7140* for an initial meeting at no cost to you to see how we can help you.

How we can help

  • Specialist mortgages and protection advice to help you understand all your options

*Calls are charged at your standard landline rate.

ClearSky Financial Services is a trading name of Foster Denovo Limited which is authorised and regulated by the Financial Conduct Authority. You can check this by visiting the Financial Conduct Authority’s website http://www.fca.org.uk/ registered number 462728.

The value of your investment can go down as well as up and you may not get back the full amount invested.

The Financial Conduct Authority does not regulate taxation and trust advice.

Your home or property may be repossessed if you do not keep up repayments on your mortgage.

There will be a fee for mortgage advice which will depend on the amount you are looking to borrow, your requirements and circumstances. We typically charge £495 for analysis, research and recommendation of a mortgage and £495 for implementation. We will offset any commission we receive from the lender against these fees.

The Financial Conduct Authority does not regulate some aspects of buy-to-let mortgages.

Foster Denovo Limited is registered in England and Wales Reg No. 05970987. Registered Office: Ruxley House, 2 Hamm Moor Lane, Addlestone, Surrey, KT15 2SA

The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.